Financial Strategies
When you owe money, it is often for things that no longer exist. It could have been – Dinner eaten at a restaurant a month ago – Clothes that went out of style last summer – A Ski vacations taken in last winter’s snow (likely credit card purchases). The pleasure may be long gone, but the discomfort of paying still lies ahead. With this burden of the past on your shoulders, you find it hard to move into the future.
You shuffle along like a slave in irons, forced to pay for yesterday’s spending with tomorrow’s work. If you owe an amount equal to your annual revenue, for example, at an interest rate of 5%, you will have to devote more than one working day in 20 just to pay the interest on the debt. I say “more than” because you have to pay the interest with post-tax money.
Our advisors can help you change this downward spiralling pattern if you’re interested.
If you want to work on a plan to be debt free – where you control your destiny please enquire below.
Life between 30 – 50 usually has time and energy spent raising families and building careers. This is exactly why this period of all our lives is the most important time to establish a solid financial strategy – ensuring the security of your family’s future.
Some family issues may include:
- Building a nest egg for your kids or funding their education
- Getting important items documented or transferring the risk of unplanned events
- You could even be starting a new business and need access to some advice.
A good financial planner can assist with many of these topics.
Check out the “about us” section to see if you feel we can help.
This is the time in life where many folks may be thinking
- “I Need to do something about my retirement
- “I don’t know how much I need to retire on”
- “What is my plan for retirement?”
- “Holy crap – I just turned 50”
You may want to watch the video on our home page.
It may be time to get some advice. Contact us
There are many concessions available for people over 60. If you meet a few basic requirements such as:
- Are age 60 years at the time of enquiry?
- Have an Australian superannuation account or Self Managed Super Fund
You could qualify for a tax free income from your super as well as other benefits.
If you would like to know more please enquire below
The latest business intelligence out of the USA has confirmed up to 97% of businesses are ‘leaking’ cash from their financial processes.
Australia and the USA draw many parallels in business. It is highly probable Australian businesses are leaking cash too.
Call us today to discuss the 7 areas where savings could be realized directly to your bottom line.
You could be running a business, selling a business or expanding – generally speaking, the more you make the more tax you need to pay.
Paying the right amount tax is ok however, over paying tax is simply not acceptable.
With effective tax planning you could minimize your tax liabilities.
You may also not be aware that generous capital gains tax concessions are available when selling a business.
To find out more, please contact us to see if we can assist.
Buying and selling a business successfully involves a team approach. Both parties need access to professional advisors to work on their team.
If you are trying to do it all yourself you will certainly increase your levels of stress.
Surrounding yourself with competent people will assist you in developing the right plan that covers the critical issues in a cost effective way.
Missing details can be very costly. Enquire today to see if we can assist you in a successful hand over or acquisition.
At Highland, we will help you assemble the right team of specialists for your buying and selling needs.